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Equity Loan Portal

The Help to Buy Equity Loan scheme is available to both first time buyers and those that have bought a property before. If you have the minimum 5% deposit and want to buy a new build home, you'll be able to access the Help to Buy Equity Loan scheme. You will need to be able to take out a mortgage for 75% of the value of the property and the remaining 20% will be funded by the government.

If you already have an application in progress you can login using the form below to check its progress and update your details.

Developers

If you are a developer please visit our Developer Portal to login.

Please see our information notice below about our current SLA times due to COVID-19.

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Help to Buy Agent for the South Update

We are receiving a high volume of Help to Buy: Equity Loan applications, following the easing of COVID-19 lockdown measures.

As a result, it is taking us longer than we would expect to process some documents. We are currently working within the following timescales:


• Authority to Proceed – 11-12 working days
• Requests to reissue Authority to Proceed document – 14-15 working days
• Authority to Exchange – 8-9 working days
• Confirmation to Developer – 2 working days

LCHO Applications we are working within the SLA of 4 working days

In line with government advice, our teams are working remotely. We are unable to receive and process documents sent by post in a timely way. To avoid unnecessary delays, please use our online service to submit applications.