The Help to Buy: Equity Loan scheme is available to first time buyers, buying a new build property within the relevant regional price cap. If you have the minimum 5% deposit, can obtain a mortgage and want to buy a new build home, you may able to access the Help to Buy: Equity Loan scheme. You can borrow a minimum of 5% and up to a maximum of 20% (40% in London) of the full purchase price of a new-build home from the government. If you already have an application in progress you can login using the form below to check its progress and update your details. Developers If you are a developer please visit our Developer Portal to login.